Restaurant gift cards can not only be a great holiday gift for the foodies in your life, but can also stretch the value of your present with add-on bonuses. This season, numerous chains are offering ...

Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...