Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

CNBC Select evaluated dozens of auto loans based on rates, terms, customer service, online experience and other factors.

Credit unions often offer lower interest rates on car loans and tend to be more flexible with borrowers who have poor credit.

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WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. New ...