Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Keeping a watchful eye on your credit card balance is crucial so that you don’t overspend and take on credit card debt you can’t afford to pay back. But how do you check your balance? And what’s the ...

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels ...

Consumers with subprime credit scores are about three times as likely to be "revolvers" as those with prime credit scores, according to a study by the American Bankers Association. Revolving is a term ...

I am constantly receiving Amazon gift cards as a thank you from various people, which I love because I know I will be able to redeem them quickly. But sometimes the cards don't have an amount printed ...