This complex product has potential upsides but also risks.

See the tax advantages and downsides.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

Life insurance is designed to provide financial protection, but life happens, and your needs might shift. If you have a permanent policy, it could have built-up cash value, giving you the option to ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

Cash value life insurance, also known as permanent life insurance, is a form of life insurance with a cash savings component. Examples of cash value life insurance include universal life, whole life, ...