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New credit and debt data reveals many Americans are paying late fees on bills and using credit to cover the costs of necessities. From credit cards to mortgages, credit is a cornerstone of many people ...

NEW YORK, NEW YORK - JUNE 12: CEO of Chime, Chris Britt, center right, rings the opening bell during the company's initial public offering at the Nasdaq MarketSite on June 12, 2025 in New York City.

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