Learn how to calculate the combined ratio for insurance companies, including financial and trade basis methods, using loss and expense ratios for profitability analysis.

Discover how the loss ratio and combined ratio assess insurance profitability by comparing incurred losses to premiums and expenses.

The Idaho Legislature has introduced a bill that would require dental healthcare service plans to report their dental loss ratios. Under House Bill 729, the Idaho Department of Insurance would make ...

Health insurance consumers received roughly $1.5 billion in insurer rebates and cost savings last year though the health reform law’s medical loss ratio, but many health insurers boosted their own ...

Q4 2025 Management View Giuseppina Albo, CEO, highlighted a period of significant growth since the company's IPO, stating "we ...

Learn more about the state of the industry in our insurance industry report for 2026. ✓ Subscribe today for all the latest ...

People don’t like uncertainty. In times of change, however, the unknown dominates the landscape. For health insurance brokers, the new health care reform legislation has created uncertainty of ...

Tesla's insurance arm is taking a beating by paying out more than it earns from premiums, according to data from S&P Global. This is significantly higher than the national average loss ratios ...

AM Best has announced it is revising its market segment outlook for the US directors and officers (D&O) liability insurance ...