In the Bronx, New York, the HOME Down Payment and Closing Costs program offers up to $40,000 in aid, depending on need, with an incrementally forgivable zero-interest, five- to 10-year loan. And in ...

The median down payment on a house for a first-time buyer is 9 percent, and some loan programs allow for as little as 3 percent down. Making a larger down payment can get you a lower interest rate, ...

The number of these programs, which come from a range of sources, is rising in the United States, but there are barriers to entry. By Heather Senison When Benjamin Sar’s friend suggested he save up to ...

If one of your resolutions for 2026 is to get yourself in position to become a first-time homebuyer, the time to get started ...

First-time buyers in 2026 are leveraging grants, ARMs, and resource pooling as NAR sees affordability improvements.

Buying a home for the first time is an exciting milestone, but with mortgage rates still high and home prices near record levels, it’s also one of the most financially challenging times in recent ...