Homeowners customize their houses and there is no reason they cannot do the same with their homeowners insurance. Standard home polices cover four areas: replacement value of the house and detached ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Property insurers are trying to force changes in construction standards that they say are necessary to protect against wildfires. A burn demonstration conducted last month by the Insurance Institute ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.