Aug 7, 2025 · The average APR for credit cards was 23.37% in August 2024.³ This is up from 21.47% in the final quarter of 2023. The average APR for rewards cards is 20.91% to 28.15%.⁴

Nov 24, 2025 · As of August 2025, it reported that the average credit card interest rate on accounts with balances incurring interest was 22.83%. Keep in mind that annual percentage …

Nov 7, 2025 · If you have really good credit now, the average APR you can expect to be offered is 20.45%. If you have really crummy credit, the average APR offered is 27.63%.

Nov 24, 2025 · The average credit card offer has an APR of 22.76% right now, according to WalletHub's latest Credit Card Landscape Report. A “good” APR in general is below 17.68%, …

Oct 29, 2025 · Use this chart to compare credit card APR offers with the average minimum and maximum APR of credit cards in the U.S. News card database.

Nov 13, 2025 · Looking at the long-term trends published by the Federal Reserve, the average credit card interest rate stood at 22.83% in August 2025 (the most recent month available).

Aug 5, 2025 · Investopedia tracks over 300 credit card interest rates every month. August's rate remained flat for a third month. Credit card interest rates tracked by Investopedia are based on …

The term annual percentage rate of charge (APR), [1][2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year …

Aug 13, 2025 · APR is an interest rate that represents your annual borrowing costs for a loan or line of credit. APRs are everywhere, from car financing to credit card offers. Understanding …

For credit card accounts that were assessed interest, the average annual percentage rate was 22.25% as of May 2025, according to data from the Federal Reserve. Depending on your …