Fannie Mae removed the hard 620 credit score minimum for conventional loans. That doesn’t mean credit doesn’t matter. It means underwriters now look at the full picture of your application. Your score alone won’t automatically disqualify you anymore. If you were told “no” before… it may be time to revisit the conversation. #themoreyouknow #realestate #fyp #mortgagetips
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Fannie Mae removed the hard 620 credit score minimum for conventi…
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TikTokmoemortgage
Big changes may be coming for 2026 homebuyers 👀 For years, if you didn’t have a credit score, Desktop Underwriting (DU) usually wouldn’t give you an Approve/Eligible — which meant you were stuck trying to do a manual underwrite (and most people don’t qualify because it’s tough). Now, the direction looks like this: no score doesn’t automatically mean “no approval”… BUT the trade-off is you’ll need to be EXTRA solid on your payment history — especially rent. ✅ If you’re planning to use this route
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Big changes may be coming for 2026 homebuyers 👀 For years, if yo…
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TikTokwhatsamortgage_
Applying for a home with a credit score under 650 doesn’t automatically mean “never”—but it often means “not yet.” 🏡📉 When you apply too early, you risk higher interest rates, tougher loan terms, or straight-up denials that can add extra inquiries to your report. Those inquiries can temporarily lower your score and make the next application even harder. A short delay to strengthen your credit can save you thousands in interest and open the door to better loan options. Paying down balances, cle
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Applying for a home with a credit score under 650 doesn’t automati…
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TikTokcreditbros
18 reactions | Credit score is important, especially if you are considering the purchase of a home. Having a low credit score can impact your ability to get pre-qualified or may increase your rate causing you to pay more. Learn more about credit score and the impact it has when applying for a mortgage from our expert, Kenneth Hill, Vice President of MAX Mortgage Services. | MAX Credit Union | Facebook
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18 reactions | Credit score is important, especially if you are co…
5K views3 weeks ago
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