We're bringing our Smart Money event to YOU! You can watch LIVE from anywhere. Don't miss this! | Dave Ramsey

Yes, this economy's tough—but you're tougher. Join our free livestream and learn the steps to get ahead with money in 2023. | Dave Ramsey

Dave talks on The Ramsey Show about the most aggressively marketed product today: debt. | The Ramsey Show

In this debt-free scream, Loury and Stephanie paid off over $700,000 in debt, including their current home, in just 8 years! When they realized they were paying too much for their housing each month, they sold their home, paid off what was left, and found one they could afford. We recommend only spending 25% of your take-home pay on your monthly home payments. | The Ramsey Show

This right here is what freedom sounds like! Thousands of you—who worked, sacrificed, and pushed through to become debt-free—just did the biggest debt-free scream in history. You’ve followed the 7 Baby Steps, you’ve said NO to debt, and now you get to say YES to the life you’ve always dreamed of. YOU ALL are the heroes of this story. You fought to change your family tree, and today, we’re celebrating you. When you live like no one else, later you get to live (and cruise!) like no one else. Way t