Alright family. Here’s how you do this yourself. Step 1: Go to AnnualCreditReport.com and pull all three reports. Step 2: Check every account for: • Wrong late payments • Incorrect balances • Accounts that aren’t yours • Duplicate accounts • Old addresses you never lived at • Collections past your state’s statute of limitations Step 3: If something is inaccurate, dispute it in writing. Reference: FCRA Section 611 – Your right to dispute inaccurate information FCRA Section 623 – Data furnishers m

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